United Charitable accepts many types of gifts to fund your donor-advised fund. Please call us at (571) 620-3000 if you have any questions.
A donation of cash is a simple and easy way for you to fund your donor-advised fund. You will receive a charitable tax deduction that will provide you with savings on this year's tax return. Cash gifts are fully deductible up to 50 percent of your adjusted gross income in any one year. Deduction amounts exceeding this limit may be carried forward for up to five additional years.
A donation of your real property (such as your vacation property, vacant land, farmland, ranch or commercial property) is a great way to fund your donor-advised fund at United Charitable. If you own appreciated real property, you can avoid paying capital gains tax by making a gift to your donor-advised fund.
A gift of your life insurance policy is an excellent way to make a tax-deductible donation to your donor-advised fund at United Charitable. If your life insurance policy is no longer needed or will no longer benefit your survivors, consider making a gift and help build your charitable fund.
If you name United Charitable as the owner and beneficiary of an existing or new life insurance policy, you receive an immediate tax deduction, which usually approximates the cash surrender value of the policy. All premium payments made by you thereafter will be deductible as a charitable contribution to your donor-advised fund. You can then work with us to determine how the proceeds of your insurance policy can be used for your charitable granting.
A gift of appreciated securities, including stocks or bonds, is an easy way for you to make a gift to your donor-advised fund at United Charitable. Such gifts often provide important tax advantages. Their full fair market value is deductible as a charitable contribution up to 30 percent of your adjusted gross income. As with gifts of cash, deduction amounts exceeding this limit may be carried forward for up to five additional years. The added benefit of giving appreciated securities is the avoidance of the capital gains tax on the appreciated portion of the gift. Gifts of closely held stock enjoy the same tax benefits as with publicly traded stock.
You designate United Charitable for the benefit of your donor-advised fund as the beneficiary of your asset by will, trust or other instrument.
Give a portion of your property to fund a charitable remainder trust, and name your donor-advised fund at United Charitable as the beneficiary.
You may want to leave your home or farm to benefit your donor-advised fund at United Charitable at your death, but would like to receive a current charitable tax deduction. A life estate reserved might offer the solution you need!